Rates quoted as of: May 16, 2012 10:00 am CST
| Loan Type | 1 Point | 0 Points |
| 30-year fixed rate | 3.625% | 3.875% |
| 15-year fixed rate | 3.000% | 3.250% |
| 3-year adjustable rate | 2.875% | 3.500% |
| 5-year adjustable rate | 2.500% | 2.750% |
**Call for quotes on loans >$200,000 & < $417,000 discounts may apply.
*** All quotes assume the following: Minimum loan size of $150,000. 25% or greater equity. Primary residence, single family dwellings. Purchase or rate/term (NON cash-out) refinance loans only. Escrows collected for tax and insurance. 1st mortgage only, no subordinate financing. 35-day max lock-in period. Subject to credit approval. Credit scores 740 or greater. We do lend with less equity or lower credit scores, however. Please call for quotes specific to your scenario.
