Portfolio First Mortgage Residential Loan

At NOLA Lending Group, we understand that every borrower’s journey is unique. That’s why our Portfolio First Mortgage Residential Loan offers a flexible financing solution for those looking to purchase or refinance a primary or secondary residence—all backed by the strength and service of a local lender who knows the market.

Whether you’re settling into your first home or investing in a second property, this program gives you access to custom lending solutions that may not fit traditional guidelines.

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Highlights of the Portfolio First Mortgage Residential Loan

• Eligible Transactions: Purchase, Rate/Term Refinance, and Cash-Out Refinance
• Property Types: 1–4 Unit Properties, Townhomes, and Condominiums
• Property Location: Available in the principal trade areas of Fidelity Bank, including the New Orleans, Hammond, and Baton Rouge MSAs. Properties outside this area may also be eligible if located within 100 miles of a NOLA Lending Production Office (LPO) and within the same state as the LPO.

Why Choose This Program?

• Ideal for buyers seeking a portfolio lending option with flexible criteria
• Competitive loan terms customized for Louisiana residents
• Personalized service from a local lending team that knows your market

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Find a Loan Officer

If you are looking for a loan officer to help you through the process, click the Find a Loan Officer button.

Find a Loan Officer

Skip to the pre-qualification application

If you're ready to submit your application, click the Fill Out a Pre-Qualification Application button and jump right in.

Fill Out a Pre-Qualification Application

LENDING IN ALL STATES EXCEPT: KANSAS, MARYLAND, NEW JERSEY, AND NEW YORK

Information stated above is subject to change without notice. All applications are subject to underwriting guidelines and approval. This does not constitute an offer to lend or offer an extension of credit. All loans are subject to credit approval. Not all applicants will qualify for all products offered. All loan programs, terms, and interest rates are subject to change without notice and may only be available in select markets.