Skip to content

Physicians Program

Finance 100% of the home value, for Eligible Physicians.1

Provides financing options to new medical school graduates, residents, new physicians, and other advanced practitioners with the following designations: Medical Doctor (MD or DPM) and Dentist (DDS and DMD), Doctor of Nursing Practice (DNP), Certified Registered Nurse Anesthetist (CRNA), Nurse Practitioner (NP), Physicias Assistant (PA), Doctor of Osteopathic Medicine, Psychiatrist (MD or DO), and Doctor of Veterinary Medicine (DVM).

  • Collateral must be first mortgage on the borrower's primary residence (Condo, Single-Family, or 2-4 unit owner occupied).
  • Student debt reviewed on a case-by-case basis. Student loans will not be included in the debt calculation if the borrower is still in residency and can provide proof that they will be deferred for at least 12 months.
  • Non-occupant co-signers allowed.
  • Closing costs may be paid from a gift.
  • Any LTV (Loan To Value) over 90% will require private Mortgage Insurance.

Have questions

Want someone to contact you and answer any questions you may have?


Find a Loan Officer

If you are looking for a loan officer to help you through the process, click the Find a Loan Officer button.

Find a Loan Officer

Skip to the pre-qualification application

If you're ready to submit your application, click the Fill Out a Pre-Qualification Application button and jump right in.

Fill Out a Pre-Qualification Application


1 Financing cannot exceed 100% of the subject property’s fair market value. No down payment required.Terms of repayment: For a $250,000 loan, 360 monthly payments will be $2,396.69 with a monthly interest rate of 7.375%, payment amount includes amounts for property tax and insurances. 7.435 Annual Percentage Rate. No balloon payment. Consult your tax advisor regarding deductability of interest. New Physicians must meet eligibility criteria. Must verify that student loans are deferred for 12 months. 

Information stated above is subject to change without notice. All applications are subject to underwriting guidelines and approval. This does not constitute an offer to lend or offer an extension of credit. All loans are subject to credit approval.  Not all applicants will qualify for all products offered. All loan programs, terms and interest rates are subject to change without notice and may only be available in select markets.

Connect with us! Get our latest updates as well as valuable tips.