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Residential Renovation Loan

Buying a home you want to upgrade or need to make some upgrades to your current home and want to refinance?  Use our Residential Renovation Loan1 to:

  • Upgrade bathrooms
  • Renovate kitchens
  • Refresh bedrooms top to bottom
  • Enclose attic spaces
  • Outfit outdoor living spaces
  • And so much more!


  • Generous Loan Amounts
    • Loan Minimum: $50,000
    • Loan Maximum: $2,500,000
  • Up to 85% financing with no Mortgage Insurance
  • Ample Renovation time
    • Up to 12 months

Have questions

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Find a Loan Officer

If you are looking for a loan officer to help you through the process, click the Find a Loan Officer button.

Find a Loan Officer

Skip to the pre-qualification application

If you're ready to submit your application, click the Fill Out a Pre-Qualification Application button and jump right in.

Fill Out a Pre-Qualification Application


Property pledged as security for loan must be a first mortgage on an owner occupied single family dwelling, condo, or two-to-four family dwelling. No material change to the foundation; updates to the property requiring an architect are not allowed, subject to review.

2 Renovation expected to take 12 months.  An additional 6 months may be extended if circumstances warrant.  No interim financing allowed during renovation period.

Information stated above is subject to change without notice.  All applications are subject to underwriting guidelines and approval.  This does not constitute an offer to lend or offer an extension credit.  All loans are subject to credit approval.  Not all applicants will qualify for all products offered.  All loan programs, terms and interest rates are subject to change without notice and may only be available in select markets.

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