Mortgage Options
Downpayment Assistance Programs
We help qualified buyers reduce upfront homebuying costs through grants, forgivable loans, and deferred payment options. Programs include Louisiana, Mississippi, and Florida Bond Programs, as well as Nationwide Bond Programs designed to assist with down payments and closing costs.
Learn MoreConventional Programs
Traditional home loans with competitive rates for borrowers with strong credit and stable income. Our offerings include Fannie Mae and Freddie Mac loan options, as well as Conventional Construction Loans for those looking to build a new home.
Learn MoreGovernment Programs
Flexible mortgage options backed by the federal government, ideal for buyers with limited savings or credit history. Programs include FHA Mortgage Loans, VA Loans for eligible veterans and active-duty service members, and Rural Development Loans (USDA) for qualifying properties in designated areas.
Learn MoreNon-Agency Programs
Flexible mortgage solutions for unique financial situations, including Jumbo Loans for high-value properties and options tailored for self-employed borrowers or those with non-traditional income documentation.
Learn MoreSpecialty Programs
Customized mortgage options for unique homebuying needs. These include Condo Loans, our Manufactured Housing Program, and Temporary Buydown Programs to lower your initial interest rate. We also offer solutions for first-time buyers, renovation projects, and niche property types.
Learn MorePortfolio Programs
Loans retained and serviced by Fidelity Bank, providing flexible terms beyond standard guidelines. Includes specialized options like the Advanced Medical Practitioners Program, Fidelity F.C.D.I. & H.O.M.E. Loans, and the Portfolio First Mortgage Residential Loan.
Learn MoreFidelity Bank Real Estate Loans
Exclusive loan programs designed to meet the unique needs of our local community and professionals. Options include Bridge Loans, Home Equity Loans, and Residential Lot Loan Programs to support a variety of financing needs.
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