Home Mortgage Programs
NOLA Lending Group Mortgage Programs
Find Your Perfect Home Loan with NOLA Lending Group
Ready to buy or refinance your dream home? NOLA Lending Group is the mortgage company you can trust to guide you through the process. As a leading mortgage lender, we offer personalized home loan solutions to fit your lifestyle and budget. Whether you're a first-time buyer or a seasoned investor, our experts will help you navigate your options and secure the best rates.
Explore some of our mortgage programs below and discover why NOLA Lending is the go-to choice for home loans. Your future starts here!
Conventional Mortgages
Our conventional loan program is designed to provide competitive financing options for individuals looking to purchase a home. Whether you're a first-time homebuyer, repeat buyer, or looking to refinance your current mortgage, our conventional loan programs can help you achieve your homeownership goals.
Fannie Mae and Freddie Mac Conventional Mortgage Program
Competitive interest rates and flexible down payment options are available. Loans can be used for purchasing or refinancing primary residences, second homes, and investment properties.
Residential Conforming Conventional Construction
Combines construction and permanent financing into a single fixed-rate loan with one closing, available for primary residences, second homes, and investment properties.
Fannie Mae HomeReady® Mortgage Program
Ideal for low-income earners desiring a minimal down payment solution with flexible sources of funds, starting at 3%.
Fannie Mae Home Possible® Mortgage Program
Ideal for very low- to low-income earners desiring a minimal down payment solution with flexible sources of funds, starting at 3%.
Freddie Mac Home One® Mortgage Program
Ideal for high-income earners looking to purchase a primary residence with a minimal down payment, starting at 3%, and flexible funding options. This program offers flexible financing options, making it an attractive choice for individuals looking to purchase their first home.
Conventional mortgages are not guaranteed or insured by the federal government. Down payment assistance is available for eligible borrowers. Homeowner education is required to qualify for some down payment assistance programs.
Consult with your tax advisor for further information regarding the deductibility of interest or charges.
Information stated above is subject to change without notice. All applications are subject to underwriting guidelines and approval. This does not constitute an offer to lend or offer an extension of credit. All loans are subject to credit approval. Not all applicants will qualify for all products offered. All loan programs, terms, and interest rates are subject to change without notice and may only be available in select markets.
FHA Home Loan
The Federal Housing Administration (FHA) is a government-backed initiative created to increase home ownership. FHA loans offer low down payment requirements and flexible credit requirements. If you sell your home, the buyer can take over the loan (subject to loan approval). This type of loan also allows a co-applicant to help you qualify, even if they do not live in the home.
Talk to one of our mortgage lenders today to find out more.
*The services and products advertised are not approved or endorsed by HUD, USDA, the Department of Veterans Affairs, or any government agency.
VA Home Loans
VA home loans are available through the Department of Veterans Affairs to eligible veterans, reservists, active-duty personnel, or eligible family members. VA loans are available in a variety of fixed-rate and adjustable-rate options. There is no down payment or monthly mortgage insurance premiums – plus, credit requirements are flexible.
*The services and products advertised are not approved or endorsed by HUD, USDA, the Department of Veterans Affairs, or any government agency.
*Important notice to servicemembers and their dependents: If you or any occupant of your home are, or recently were, on active Military duty or related active service, you may be eligible for benefits and protections under the federal Servicemembers Civil Relief Act.
USDA Rural Development Loans
There is no down payment for this type of government loan for properties located in suburban, rural, and semi-rural locations. With a Rural Development loan credit requirements are flexible. However, the property being purchased must be within a rural development-eligible area. Find a nearby NOLA Lending Group home loan expert to find out more.
*Available in select markets.
**The services and products advertised are not approved or endorsed by HUD, USDA, the Department of Veterans Affairs, or any government agency.
Jumbo Loan
A jumbo loan is a type of home mortgage designed for properties that exceed the lending limits set by the Federal Housing Finance Agency (FHFA) for conventional loans. Find a local NOLA Lending Group mortgage specialist and take the first step.
This does not constitute an offer to lend or offer an extension of credit. All loans are subject to credit approval. Not all applicants will qualify for all products offered. All loan programs, terms, and interest rates are subject to change without notice and may only be available in select markets.
Information stated above is subject to change without notice. All applications are subject to underwriting guidelines and approval. This does not constitute an offer to lend or offer an extension of credit. All loans are subject to credit approval. Not all applicants will qualify for all products offered. All loan programs, terms, and interest rates are subject to change without notice and may only be available in select markets.