Skip to content

Downpayment Assistance Programs

We help qualified buyers reduce upfront homebuying costs through grants, forgivable loans, and deferred payment options. Programs include Louisiana, Mississippi, and Florida Bond Programs, as well as Nationwide Bond Programs designed to assist with down payments and closing costs.

Learn More

Conventional Programs

Traditional home loans with competitive rates for borrowers with strong credit and stable income. Our offerings include Fannie Mae and Freddie Mac loan options, as well as Conventional Construction Loans for those looking to build a new home.

Learn More

Government Programs

Flexible mortgage options backed by the federal government, ideal for buyers with limited savings or credit history. Programs include FHA Mortgage Loans, VA Loans for eligible veterans and active-duty service members, and Rural Development Loans (USDA) for qualifying properties in designated areas.

Learn More

Non-Agency Programs

Flexible mortgage solutions for unique financial situations, including Jumbo Loans for high-value properties and options tailored for self-employed borrowers or those with non-traditional income documentation.

Learn More

Specialty Programs

Customized mortgage options for unique homebuying needs. These include Condo Loans, our Manufactured Housing Program, and Temporary Buydown Programs to lower your initial interest rate. We also offer solutions for first-time buyers, renovation projects, and niche property types.

Learn More

Portfolio Programs

Loans retained and serviced by Fidelity Bank, providing flexible terms beyond standard guidelines. Includes specialized options like the Advanced Medical Practitioners Program and River Pilot Home Loans tailored to unique professional and community needs.

Learn More

Fidelity Bank Specialty Loans

Exclusive loan programs designed to meet the unique needs of our local community and professionals. Options include Bridge Loans, Fidelity F.C.D.I. & H.O.M.E. Loans, Home Equity Loans, and Residential Lot Loan Programs to support a variety of financing needs.

Learn More

Connect with us! Get our latest updates as well as valuable tips.